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    Home > Pastries, Pies, & Tarts > Tarts

    No Bake Chocolate Coconut Tart

    Published: Oct 9, 2025 by Helen S Fletcher · This post may contain affiliate links · 11 Comments

    Jump to Recipe Print Recipe

    The only way to adequately describe this Chocolate Coconut Tart is to think Mounds Bars. This unusual tart comprises a sublime mixture of cream of coconut, white chocolate, a touch of sour cream and a lot of coconut in a chocolate crust. You'll especially like the no bake aspect of making this.

    A slice of the Chocolate Coconut Tart sits on a lace edged white plate with a red napkin and a fork behind it.

    While completely optional, the white chocolate swirl on top adds visual appeal. Easy to make, easier to eat!

    Jump to:
    • Why You'll Love This Recipe
    • Recipe Ingredients
    • Important Ingredients
    • Step by Step Instructions
    • Recipe FAQS
    • Expert Tips
    • More No Bake Treats to Share
    • Chocolate Coconut Tart

    Why You'll Love This Recipe

    • It's past easy to make. The crust is a chocolate version of the graham cracker crust.
    • It freezes completely made for several months.
    • It can be made several days ahead and refrigerated.
    • The ingredients are easily available. The cream of coconut can be found in the liquor department of grocery stores.

    Recipe Ingredients

    Chocolate Graham Cracker Crust

    The ingredients for the chocolate graham cracker crust include:  Graham crackets, powdered sugar, unsalted butter and cocoa.

    FRONT ROW: Unsalted butter, cocoa powder (either natural or Dutch)

    BACK ROW: Graham Crackers, powdered sugar

    Coconut Filling

    Ingredients for the coconut filling are:  cream of coconut, sweetened coconut, white chocolate, sour cream and unsalted butter.

    FRONT ROW: White chocolate, sour cream, unsalted butter

    BACK ROW: Cream of Coconut, sweetened coconut

    Chocolate Glaze and Finish

    The glaze ingredients are: semisweet chocolate, heavy cream, corn syrup, unsalted butter, and white chocolate.

    FRONT ROW: White Chocolate

    MIDDLE ROW: Corn syrup, unsalted butter

    BACK ROW: Semisweet Chocolate, heavy cream

    how to bake better custard
    Baking gets better when you subscribe

    Baking gets better when you subscribe to receive this PDF on getting the most out of baking including information on equipment, ingredients and baking equipment.

    Important Ingredients

    • Graham crackers made from different companies take more or less butter. Start with ½ cup and add a tablespoon more at a time until they stick together when a small amount is pressed between your fingers.
    • Either natural or Dutch cocoa can be used.
    • Real Cream of Coconut is the brand I like because it is a translucent liquid with no lumps of coconut in it.
    • Full fat or Light sour cream can be used.
    • Honey or Golden syrup can be subbed for the corn syrup.
    • Make sure to use heavy cream for the ganache
    • I found another white chocolate I like a lot. It can be found at Aldi's, among other places, and is a less expensive than the Ghirardelli. They are both 4 ounces. The Moser Roth is a bit creamier and has specs of Madagascar vanilla bean in it. Both are good.
    Photo of Ghirardelli and Moser Roth white chocolate.

    Be sure to see the recipe card below for the full ingredients & instructions.

    Step by Step Instructions

    Chocolate Graham Cracker Crust

    The first collage for the chocolate graham cracker crust shows the dry ingredients in a processor bowl, then processed, the butter added and everything mixed in a bowl.

    Step 1. Place the dry ingredients - graham crackers, cocoa and powdered sugar in the bowl of a food processor. Step 2. Process until uniform fine crumbs form. Step 3. Remove the crumbs to a medium size bowl and add ½ cup of the melted butter. Step 4. Toss with a fork until all of the crumbs are coated. Pick up a few and press them between your fingers. If they don't stick together well, add the remaining butter 1 tablespoon at a time. Retest to see if they need the last tablespoon.

    The last collage for the crust shows crumbs loosley around the edge of a tart pan, then pressed into the rim of the pan, a measurng cup pre

    Step 5. Place the called for amount of crumbs evenly around the rim of the tart pan. Step 6. Press them firmly into the sides of the pan Step 7. Place the remaining crumbs evenly on the bottom of the pan With your hand or a measuring cup, press them firmly into the bottom and along the sides of the pan. Step 8. Refrigerate the finished crust while the filling is being made.

    Coconut Filling

    The first collage for the coconut filling shows the white chocolate chopped, in the bowl with the cream, combined and the butter added.

    Step 1. Coarsely chop the white chocolate to make it easier to melt. Step 2. Place it in a medium size bowl with the cream of coconut. Microwave at ½ power for about a 1 to 1 ½ minutes. Be careful to start on the low side as white chocolate burns very, very easily. Alternatively, make a double boiler by placing the bowl over a saucepan filled with a couple of inches of water. Bring the water to a bare simmer - no more. Do not let the water touch the bottom of the bowl. Step 3. Whisk to smooth out the chocolate. If it isn't smooth, heat again very briefly. It is easier to control in a double boiler. Step 4. Add the butter.

    In this collage the butter has been melted in, the sour cream added and whisked in followed by the coconut.

    Step 5. Whisk in the butter. If the mixture is too cool, reheat briefly - just enough to melt the butter. Step 6. Add the sour cream. Step 7. Whisk it in. Step 8. Add all of the coconut.

    In the collage the coconut has been stirred into the liquid, poured into the chocolate shell, smoothed out and covered with film.

    Step 9. Stir the mixture to coat all of the coconut. Step 10. Remove the crust from the fridge and spoon the filling into the chocolate shell. Step 11. Smooth the top. Step 12. Cover it with plastic wrap and place it in the refrigerator for 4 hours or overnight to firm up.

    The last collages shows the chocolate, cream, corn syrup and butter in a small bowl, the ganache on the tart, the white chocolate circles on top and the finished, marbelized tart.

    Step 13. Place the cream, corn syrup, butter and chocolate in a medium size bowl. Heat at half power for 20 t0 30 seconds to melt the chocolate or place over a double boiler. Whisk to smooth out. It should be pourable but not runny. Step 14. Pour the ganache over the tart and level it with a small offset spatula or by picking it up and carefully tilting in each direction to let the ganache run to the edge of the filling. Do not go over the edge of the crust. Step 15. Melt the 2 ounces of white chocolate very carefully at half power in the microwave, starting at abut 10 to 15 seconds. Do not over heat or it will burn. Dip a soup spoon into the white chocolate and wave it over the chocolate ganache in circles. Step 16. Quickly, with a toothpick or small wooden skewer, marbleize the white chocolate by dragging the toothpick through the white chocolate in a random pattern. The dark chocolate needs to be unset to do this. Refrigerate.

    Recipe FAQS

    What are the different types of coconut?

    Desiccated coconut, shredded and flaked. Desiccated coconut involves finely grating coconut meat and drying it until only 3% moisture remains. It is very dry and usually unsweetened. Shredded coconut is fresh or dried. Fresh has a higher moisture content but drier versions last longer. Last, Coconut Flakes are larger and fatter than shredded. They can be sweetened which are most often used for baking and decorating or unsweetened.

    Is coconut a fruit or a nut?

    Despite having the word nut at the end, coconut is a type of fruit known as a drupe.

    What should I look for when buying white chocolate?

    White chocolate isn't chocolate at all but it is made from cocoa butter, milk solids and sugar. It contains no cocoa solids which make chocolate dark. When buying white chocolate check to make sure cocoa butter is listed in the ingredients. If it isn't then it isn't real white chocolate.

    Expert Tips

    • The most important tip is to use very little heat for the shortest time when melting white chocolate if there is little or no liquid with it. It burns very easily and there is no saving it after that.
    • Keep a couple of tablespoons of butter out when adding to the crumbs. I have also found, that stirring the butter into the crumbs requires less butter than if added to the crumbs while in the processor.
    • Always chop any chocolate when melting it. Large pieces will melt unevenly and the smaller pieces can burn while the others need more time to melt.
    • When melting any chocolate, it should be heated until about half of the chocolate is hot and melty. Stirring, will melt the remainder. The general rule is chocolate melts between 86 and 90 degrees so very little heat is needed to melt it.
    • The most delicate chocolate to melt is white chocolate. It burns very easily.
    This photo shows a slice of the tart,  partially eaten, on a white plate with a red napkin in the background and a fork on the plate.

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    A lot of work goes into each of my recipes and my only ask is that if you like the recipe or even the looks of it, please leave me a star rating to help me rank better.  It’s important and I appreciate it and I appreciate you.  

    A slice of the Chocolate Coconut Tart sits on a lace edged white plate with a red napkin and a fork behind it.

    Chocolate Coconut Tart

    Helen S. Fletcher
    The only way to adequately describe this no bake Chocolate Coconut Tart is to think Mounds Bars. This unusual tart comprises a sublime mixture of cream of coconut, white chocolate, a touch of sour cream and a lot of coconut in a chocolate crust.
    4.43 from 7 votes
    Print Recipe Pin Recipe
    Prep Time 45 minutes mins
    Chilling time 4 hours hrs
    Total Time 4 hours hrs 45 minutes mins
    Course Dessert
    Cuisine American
    Servings 12 servings
    Calories 562 kcal

    Equipment

    • 1 9 x 1" tart pan with removable bottom.
    Prevent your screen from going dark

    Ingredients

    Chocolate Crumb Crust

    • 1 ⅓ cups graham crackers (170 grams)
    • ¼ cup cocoa, natural or Dutch (20 grams)
    • ⅓ cup powdered sugar (45 grams)
    • 10 tablespoons unsalted butter, melted (150 grams or 1 stick + 2 tablespoons)

    Coconut Filling

    • ¾ cup cream of coconut
    • 4 ounces white chocolate (114 grams)
    • ⅓ cup sour cream, full fat or light
    • 6 tablespoons unsalted butter (90 grams)
    • 3 cups sweetened coconut flakes, packed (255 grams)

    Chocolate Ganache

    • ¼ cup heavy cream
    • 3 tablespoons unsalted butter (45 grams)
    • 2 tablespoons clear corn syrup
    • 4 ounces semisweet chocolate (114 grams)
    • 2 ounces white chocolate (60 grams)

    Instructions
     

    Chocolate Crumb Crust

    • Place the graham crackers, cocoa and powdered sugar in the bowl of a processor. Process until uniform, fine crumbs form.
    • Remove the crumbs to a medium size bowl and add ½ cup of the melted butter. Toss with a fork until all of the crumbs are coated. Pick up a few and press them between your fingers. If they don't stick together well, add the remaining butter 1 tablespoon at a time.
    • Spray the bottom only of the tart pan with a non-stick baking release. Place ⅔ of the crumbs (about 200 grams) evenly around the rim of the pan. Press them firmly into the sides of the pan.
    • Place the remaining crumbs evenly in the bottom of the pan. With your hand or the bottom of a ⅓ cup measure, press the crumbs firmly against the bottom of the pan and the sides of the pan joining those at the bottom of the rim.
    • Refrigerate while preparing the filling.

    Coconut Filling

    • Coarsely chop the white chocolate to make it easier to melt. Place it in a medium size bowl with the cream of coconut.
    • Microwave on half power for about 1 minute. Whisk to smooth out. Microwave for about 20 seconds more if it isn't smooth.The times given are for my microwave and may be different than yours. In any case, err on the side of less heat as white chocolate burns very easily.
    • The bowl may also be placed over barely simmering water that does not touch the bottom of the bowl. Heat, stirring often until the chocolate is melted.
    • Add the butter and whisk in. If it doesn't melt completely, reheat briefly.
    • Whisk in the sour cream until everything is smooth.
    • Add all of the coconut and stir with a spoon to blend the ingredients. Remove the chocolate crust from the fridge and pour the filling into the crust, using an offset spatula to smooth it out. Cover the top with plastic wrap and refrigerate for about 4 hours or overnight.

    Chocolate Ganache and Finishing

    • Place the cream, butter, corn syrup and chocolate in a medium size bowl and microwave for 20 to 30 seconds at half power. Stir (do not whisk or there is a chance of air bubbles forming) until smooth. This may be done over a double boiler also. The ganache should be pourable but not runny. If it is too loose, let it sit at room temperature to thicken.
    • Just before pouring the ganache over the coconut, melt the 2 ounces of white chocolate with very low heat and stir until smooth. Have a toothpick or small wooden skewer close to the tart.
    • Pour the chocolate ganache on top of the coconut filling. Either pick it up and carefully rotate it around so the ganache slides to the inside edge of the tart covering the coconut or spread it with an offset spatula.
    • Immediately, using a soup or serving spoon, dip it into the white chocolate and wave it in circles over the ganache. Quickly, drag the toothpick or skewer through the white chocolate to make a marbleized finish. Try not to go through to the filling. Refrigerate to set up.
    • The tart can be made several days ahead and refrigerated as long as there are no strong smells from other food. Butter and chocolate pick them up. It can also be frozen, then wrapped well in foil and frozen for several months. Thaw in the fridge.
    • This is best served near room temperature - although I have been known to eat it anyway it's available.

    Notes

    There is always an abundance of photos to guide you in the post above.  If you have questions, look at the photos or read the header of the article.  Many of them will be answered there. 
    As always, I recommend using a scale for accuracy and consistency.  Flour, in particular, is difficult to measure by volume.  For my recipes, I use 140 grams per cup of unsifted  all-purpose, bread or whole wheat flour and 125 grams of cake flour. Others may use different weights so use whatever they suggest.
    Unless otherwise noted, salt refers to table salt.
    ­­­­­­­­­­­­­­­­Nutrition information provided is an estimate and will vary based on cooking methods and brands of ingredients used.
    ______________________________________________________
    The most important tip is to use very little heat for the shortest time when melting white chocolate if there is little or no liquid with it. It burns very easily and there is not saving it after that.
    Always chop any chocolate when melting it. Large pieces will melt unevenly and the smaller pieces can burn while the others need more time to melt.
    When melting any chocolate, it should be heated until about half of the chocolate is hot and melty. Stirring, will melt the remainder. The general rule is chocolate melts between 86 and 90 degrees so very little heat is needed to melt them. 
    The most delicate chocolate to melt is white chocolate. It burns very easily.
    Keep a couple of tablespoons of butter out when adding to the processed crumbs. I have also found, that stirring the butter into the crumbs requires less butter than if added to the processor.
     

    Nutrition

    Serving: 12servingsCalories: 562kcalCarbohydrates: 53gProtein: 4gFat: 39gSaturated Fat: 26gPolyunsaturated Fat: 1gMonounsaturated Fat: 8gTrans Fat: 1gCholesterol: 59mgSodium: 161mgPotassium: 239mgFiber: 5gSugar: 41gVitamin A: 657IUVitamin C: 0.2mgCalcium: 65mgIron: 2mg
    Tried this recipe?Mention @helensfletcher or tag #pastrieslikeapro!
    Print Friendly, PDF & Email

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    Comments

      4.43 from 7 votes

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    1. Wrenn Kates says

      November 07, 2025 at 10:06 am

      5 stars
      Made this for my Mom’s 83rd birthday dessert. She LOVED it! Said it was the best chocolate coconut dessert she has ever had! So easy to make and the recipe/directions are very clear. Thank you!

      Reply
      • Helen S Fletcher says

        November 07, 2025 at 10:11 am

        Hi Wrenn - So happy I could contribute to a wonderful birthday for your mother. Thanks for letting me know. I appreciate it.

        Reply
    2. Mark says

      October 20, 2025 at 7:17 pm

      5 stars
      This is a correction of my earlier review. My positive comments posted, but only one star appeared.
      The tart deserves 5 Stars!

      Reply
    3. Mark says

      October 19, 2025 at 4:36 pm

      1 star
      Delicious! Make exactly as instructed. Since I don't like graham crackers, I decided to make home made chocolate cookies for the crust, reducing the melted butter. The sweet filling calls for a less sweet and less rich crust than what I created. I'm giving this a five star rating because I'm convinced had I gone with Helen's crust, it would have been better. It's also a lot of fun making designs with the chocolate!

      Reply
      • Mark says

        October 20, 2025 at 2:25 pm

        5 stars
        I have wonderful things to say about the tart. Somehow, only one star appeared. This is a 5 star recipe.

        Reply
    4. Susan Brooks says

      October 18, 2025 at 2:52 pm

      5 stars
      This looks like a fabulous dessert for coconut and chocolate lovers. Will make this for our Festival of Tables at our church next month. Actually, I will need to make two - my husband and I will have to taste test it, again and again😊

      Reply
      • Helen S Fletcher says

        October 18, 2025 at 4:35 pm

        Hi Susan - You made me laugh out lough and I'm so happy you'll be sharing it at church.

        Reply
    5. BILLY D. BOGGS says

      October 09, 2025 at 11:56 am

      5 stars
      I truly love chocolate and coconut pie I'm sure I'll love this recipe thank you

      Reply
      • Helen S Fletcher says

        October 09, 2025 at 3:04 pm

        HI Billy - I sure hope you do.

        Reply
    6. Lynn Fiorante says

      October 09, 2025 at 8:27 am

      5 stars
      Amazing

      Reply
      • Helen S Fletcher says

        October 09, 2025 at 9:17 am

        Hi Lynn - I hope you get a chance to try it It truly is as you describe it.

        Reply

    Hi, I'm Helen! Being a self-taught baker and owning a bakery for over 25 years, I found many ways to make baking more successful and less intimidating. Even busy people can bake as in many cases, recipes can be done over days. The goal is to make your baking life easier, more enjoyable, with great outcomes on a consistent basis.

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